All loans are made by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender ("LendingClub Bank"), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of the loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us.
Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. APR ranges from 8.99% to 35.99% and is determined at the time of application. Origination fee ranges from 3% to 8% of the loan amount. Lowest APR is available to borrowers with excellent credit.
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
